Hazina Insurance
Hazina Insurance handles Risk Management for Corporates and Individuals by assisting on Needs Assessment and providing three types of insurance covers namely General Insurance, Medical Cover (Health Insurance) and Life Insurance which includes Wealth Preservation Products for individuals. We work with multiple Providers to ensure you get the most suitable covers for you, your family, and your business.
General Insurance
Under General Insurance we offer Motor Insurance, Property Insurance, Goods in Transit Insurance and Travel Insurance amongst others.
1. Motor Insurance
Motor insurance is a type of vehicle insurance policy that protects you and your vehicle against risks and damages resulting from accidents, thefts, or natural disasters. As a result, you will be financially secure in the event of any losses caused by such unforeseen circumstances. Furthermore, you will be protected from third-party liabilities.
Whether you want to simply comply with the law with third-party car insurance or give your car the ultimate protection with comprehensive car insurance or own damage coverage, Hazina Insurance offers third-party, comprehensive, and own damage car insurance at affordable premiums.
2. Fire Insurance
This product provides cover which responds to loss or damage to property caused by fire, lightning, and explosion and is extended to include riots, strikes, malicious damages, storms, earthquakes, floods, and water damages due to bursting or overflowing water tanks apparatus and pipes. Property covered includes: buildings, furniture, fixtures and fittings, plant and machinery, stock.
3. Home Insurance
You build your home with your efforts and hard earned money. Everything you buy is a priceless possession for you and hence it needs to be protected. A Home Insurance Policy protects your valuables and other assets. It is a comprehensive package policy that covers all valuables. Hazina Insurance gives protection for your Home against Burglary, Loss/Damage of Jewelry, Fire and Natural Disasters.
4. Disability Insurance
This is a comprehensive insurance cover that guards you in the event of injuries, disability, or death as a result of an accident. This is a 24-hour insurance cover. This cover is available for an individual and also for a group of people in an organization.
5. Worker’s Compensation Insurance.
This is an insurance cover that guards your employees in the event of injuries, disability, or death as a result of an accident in the workplace.
6. Goods in Transit
Goods in Transit Insurance covers against loss or damage to property arising from accidents or misfortunes while being loaded, unloaded, during conveyance specified in the schedule during transit, or when temporarily housed in the course of transit.
7. Travel Insurance
Travel Insurance covers your financial liability, if any, when you travel within or beyond Tanzania. The financial liability may arise due to medical or non-medical emergencies.
8. Agricultural Insurance
Agricultural insurance protects against loss or damage to crops and livestock.
Health Insurance
The Health Insurance cover from Hazina Insurance providers offers protection for the medical expenses incurred due to doctors’ visits, tests and hospitalization caused because of an accident or illnesses. We can also arrange for Diaspora Tanzanians to look after the health of loved ones in Tanzania by providing covers in country with premiums remitted from overseas.
Life Insurance
The gift of life is precious, and you cannot put a money tag on it. But one needs money for survival and to satisfy the needs of the family. If there is a sudden demise of the breadwinner, the family might face difficulties. Hence, to ensure the proper livelihood of the family even after the death of bread earner, Hazina Insurance is here to cover you. Cover can be provided as a Group Life Scheme to cover all Staff on Death or Permanent Disability or as a Credit Life Insurance to cover against borrowings by staff in a Company at a financial institution so families are not affected in the event ot the passing of a loved one. Investment and wealth preservation options can be tailored to go with the Life insurance cover. Ask us for more details.